One of the first steps to repairing your credit score is to contact the three major credit agencies. These agencies can help you by sending you your credit report. If you find an error on your credit report, these are also the companies you must contact in order to correct the problem. You can contact these organizations by mail, telephone, or online:
Equifax Credit Information Services, Inc
Address: P.O. Box 740241
Atlanta, GA 30374
Online: Equifax disputes
TransUnion LLC Consumer Disclosure Center
Address: P.O. Box 2000
Chester, PA 19016
Online: TransUnion disputes
Experian National Consumer Assistance Center
Address: PO Box 4500
Allen, TX 75013
Online: Experian disputes
You can also get a fee report from all three credit bureaus at once from Annual Credit Report. As the name implies, you can always get a free report annually, however, in response to the COVID pandemic you can access your report weekly!
We recommend that you save this information wherever most of your financial information is kept so that you can easily contact the bureaus whenever you need. This contact information is subject to change but can be easily confirmed online.
Another great first step to repairing your credit is to contact us at Sherpa Credit. We will be your guide through the world of credit repair so that you can meet your goals.